Who we are
Irving Life Solutions (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website irvinglifesolutions.com. Please read this privacy policy carefully. By using this website, you consent to the data practices described in this policy.
1. Information We Collect
We do not collect personal information directly through this website. Instead, if you wish to discuss insurance products or services, we will arrange a Zoom call or a face-to-face meeting to gather the necessary information. During these interactions, we may collect the following types of information:
Personal Information: Information such as your name, address, phone number, email address, date of birth, Social Security number, and other relevant details necessary for the provision of life insurance products and services will be collected during the scheduled Zoom call or in-person meeting.
Non-Personal Information: We may collect non-personal information such as browser type, device type, IP address, and other technical data about your use of the website. This information is used solely for website functionality and improving the user experience.
2. How We Use Your Information
We use your information to:
- Provide and manage the insurance services you request.
- Process your insurance applications and underwrite policies during Zoom or in-person meetings.
- Communicate with you about your policies or respond to your inquiries.
- Comply with legal requirements or protect our rights.
- Improve our website and services based on your feedback.
3. Sharing of Your Information
We may share your information with third parties only in the following circumstances:
- Insurance Carriers: We share personal information with the insurance companies underwriting your policies for the purpose of providing coverage.
- Service Providers: We may use third-party companies to assist us in operating our website, processing payments, or performing other business-related functions.
- Legal Compliance: We may disclose your personal information when required by law or to protect our legal rights.
We do not sell your personal information to third parties for marketing purposes.
4. Data Security
We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your data.
5. Cookies and Tracking Technologies
We may use cookies and other tracking technologies to improve your experience on our website, analyze usage trends, and personalize content. You may choose to disable cookies through your browser settings, but this may affect the functionality of certain parts of the website.
6. Your Choices and Rights
You have the following rights regarding your personal information:
- Access: You can request access to the personal information we hold about you.
- Correction: You may request corrections to any inaccurate or incomplete personal information.
- Deletion: You can request that we delete your personal information, subject to certain legal exceptions.
- Opt-Out: You may opt out of receiving promotional communications from us by following the unsubscribe instructions in any email you receive.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these websites. We encourage you to read the privacy policies of any third-party sites you visit.
8. Children’s Privacy
Our website is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices. We will notify you of any significant changes by updating the effective date at the top of this page.