Author: irvingm120

As a first-year teacher in North Carolina earning $45,100 annually, after tax deductions, the take-home pay is around $3,758 monthly. Allocating for typical expenses like a $1,500 mortgage, $400 car payment, $300 in utilities, and $400 for groceries, there’s about $758 left for savings and investments. A good starting point would be contributing $200/month to […]

It’s been a tough week for me as an educator. Last week, I got sprayed with pepper spray while trying to break up a fight, and this week, I got bit. I understand these are just some of the risks that come with the job. As an assistant principal in North Carolina, it’s not exactly […]

Life insurance is a vital financial tool that helps provide security and peace of mind to your loved ones in the event of your passing. It ensures that they will be financially protected, covering everything from final expenses to income replacement or even funding long-term goals like education. There are various types of life insurance […]

Annuities are financial products designed to provide a steady income stream, often used as part of retirement planning. They are typically issued by insurance companies and offer tax-deferred growth, making them an attractive option for those looking to secure income in their later years. Annuities can be customized to meet different financial goals, and there […]

Indexed Universal Life Insurance (IUL) is gaining popularity as a versatile financial tool for both life insurance protection and wealth-building opportunities. Whether you’re planning for retirement, seeking tax-advantaged growth, or ensuring financial security for your loved ones, an IUL could be the key to achieving your goals. Here’s what you need to know about IULs […]